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404 Bay Cove Ridgeland MS 39157 MLS #4140407

404 Bay Cove
Ridgeland, MS, 39157
$495,900
4 Beds
3.5 Baths
2,865 SqFt
0.24 Acres
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Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style — it comes with its own boat slip, giving you direct access to one of Mississippi’s most sought-after waterfront lifestyles.Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation.Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones.The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room.One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets — all within walking distance of the water.The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space.Upstairs, you’ll find a versatile fourth bedroom or bonus room complete with its own full bath — making it the perfect private guest suite, home office, gym, or hobby space.The current owners have thoughtfully enhanced the home with:- New flooring- Quartz countertops- Updated lighting and fixtures- Tankless water heater- Electric car charging plugAdditional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs — offering both style and peace of mind for years to come.This is more than just a home — it’s a lifestyle. Whether you’re boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living.Schedule your private showing today and experience it for yourself.

Property Details

Price:
$495,900
MLS #:
4140407
Status:
Active
Beds:
4
Baths:
3.5
Address:
404 Bay Cove
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Summers Bay
City:
Ridgeland
Listed Date:
Feb 25, 2026
State:
MS
Finished Sq Ft:
2,865
Total Sq Ft:
2,865
ZIP:
39157
Lot Size:
10,454 sqft / 0.24 acres (approx)
Year Built:
2002
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Schools

School District:
Madison CO Dist
Elementary School:
Ann Smith,N/A
Middle School:
Olde Towne,N/A
High School:
Ridgeland

Interior

Appliances
Tankless Water Heater, Dishwasher, Gas Cooktop, Refrigerator
Bathrooms
3 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air, Electric
Fireplaces Total
1
Flooring
Carpet
Heating
Central, Fireplace(s)
Laundry Features
Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup

Exterior

Community Features
Boating, Fishing, Gated, Lake, Marina
Construction Materials
Brick
Exterior Features
None, Boat Slip
Parking Features
Garage, Parking Pad, Concrete Drive
Roof
Shingle, Copper

Financial

HOA Fee
$2,040
HOA Frequency
Annually
HOA Includes
Maintenance Grounds, Management, Other
Taxes
$3,040

Map

Community

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404 Bay Cove
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